Showing posts with label township. Show all posts
Showing posts with label township. Show all posts

Monday, January 21, 2013

PUNE HOME BUYING TIPS


BUYING A HOUSE IN PUNE


PUNE HOME BUYING TIPS
By
VIKRAM KARVE 

Do you want to buy property in Pune?

Are you interested in reading the random musings of a novice self-styled Property Guru on the Real Estate Scene in Pune?

Yes? 

Thinking of buying a house in Pune, especially in the Western Suburbs like Wakad, Hinjewadi and Baner?
Well, here are a few links you can click and read some musings and tips.


Part 1: WHY ARE PROPERTY RATES SO HIGH IN WAKAD PUNE

Part 2: REAL ESTATE PRICES IN PUNE – HYPE AND REALITY

Part 3: HOUSE HUNTING IN PUNE - 5 TIPS FOR PROPERTY BUYING

Part 4: TRY BEFORE YOU BUY

Part 5: The Real Estate Triad – Quality, Appreciation and Rental Value

Part 6: WHO IS BUYING PROPERTY IN PUNE - End Users, Investors or Speculators

Part 7: Living in WAKAD PUNE - Social Infrastructure

Part 8: SMART HOME - a Gimmick Best Avoided - Smart Homes May Not Work in Pune

Part 9: LIVING IN PUNE - WALKING IN WAKAD - Musings on Urban Town Planning

Part 10: CART BEFORE THE HORSE URBAN TOWN PLANNING MODEL of PUNE

Part 11:  PUNE –  “Destination of the Past” or “City of the Future”?

Part 12: TUM TUM SCENE IN WAKAD Pune - Travelling to Hinjewadi

Part 13: STAY INSIDE STAY COOL

Part 14: Eating out in Pune – WAKAD FOOD GUIDE

Part 15: PUNE PROPERTY PUZZLE – Are You Thinking of Buying a Resale House

Part 16: PUNE  PROPERTY GUIDE - BEWARE OF THE WORD “ANNEXE”

Part 17: AVOID A PROJECT WITH PIPED GAS

Part 18 - ARE YOU BUYING A POLLUTED HOUSE


Disclaimer: I am a simple end-user novice and not an expert in Real Estate and these are my personal views. Please take my views with a pinch of salt and take your own views into consideration before you make any property decisions.

Saturday, January 12, 2013

BUYING A HOME - The POLLUTION Factor


BUYING A HOUSE IN PUNE - Part 18
THE POLLUTION FACTOR

Musings of a Clueless Novice Self-Styled Property Guru Part 18 

Continued from


POLLUTION AND YOUR HOME
Are You Buying a Polluted House
Home Buying Tips from a Clueless Novice Self-Styled Property Guru Part 18
By
VIKRAM KARVE

Disclaimer: I am a simple end-user novice and not an expert in Real Estate and these are my personal views. Please take my views with a pinch of salt and take your own views into consideration before you make any property decisions.

There are many factors you consider while buying a house, in particular when selecting the location of your home.

I am sure you take into account various exoteric aspects like:

1. Class and Type of Locality (Status Value, Snob Appeal and Standard of Living Factors)

2. Amenities, Facilities and Social Infrastructure (Quality of Life Factors)

3. Connectivity and Proximity to your Workplace, Children’s Schools, Marketplace, Closeness to Residences of Relatives and Friends, Public Transport and Commuting Time (Convenience Factors)

4. Financial Factors like Price, Affordability and Investment Merit (appreciation and rental value)

5. Reputation of the Builder and Developer and Quality of Construction (Reliability Factors)

6. Architectural and Design Facets (Aesthetic Factors)

In addition to various exoteric factors, you may also consider some esoteric concepts like Vaastu Shastra and Feng Shui.

But tell me, do you think of POLLUTION when you buy a house?

Health is more important than Wealth, and pollution can affect your health. 

You can earn back lost money, but health once lost is lost forever. 

So while financial aspects like property rate and appreciation prospects are important, you must factor in the pollution aspect as well while making property buying decisions, especially if you are an end-user and from the long term perspective.

TYPES OF POLLUTION

There are 9 types of Pollution you must consider while buying a home:

1. AIR POLLUTION

2. WATER POLLUTION

3. SOIL or LAND POLLUTION

4. NOISE POLLUTION

5. ELECTROMAGNETIC POLLUTION or ELECTRO-POLLUTION

6. THERMAL or HEAT POLLUTION

7. LIGHT POLLUTION

8. OLFACTORY POLLUTION

9. VISUAL POLLUTION

In a nutshell, let us see the sources and effects of each of the above types of Pollution relevant to the context of residential property.

1. AIR POLLUTION

Air pollution can be in the form of particulate matter such as dust or in the form of gases and vapours.

In cities, Vehicle Exhaust is the major cause of air pollution. With ever-increasing traffic, Diesel, Petrol and Gas Fumes are densely prevalent in urban areas.

Dust and Debris from ongoing construction work is a major source of air pollution especially in the newly developing suburbs of a city where extensive new construction, redevelopment or infrastructure building activity is in progress.

Air Pollutant Gases and Vapours may be present near Industrial Areas, Manufacturing Units, Distilleries, Chemical Factories, Steel Plants and Oil Refineries and even near places like crematoriums, brick kilns, Garbage Bins and Rubbish Dumps, Solid Waste Processing Units etc where items are burnt.

Air Pollution can seriously affect health, especially in children, causing and exacerbating various ailments, especially lung diseases and asthma.

2. WATER POLLUTION

Water pollution involves contaminated water, whether from chemical, particulate or bacterial matter that degrades water quality and purity.

When buying a house you must check up the source of water supply.

Is properly treated water from the municipal water treatment plant being supplied to the building or is it being sourced from bore-wells or some other place.

In Pune, there have been cases where possession of houses has been given without (or before) the connection of safe and treated potable water from the municipality.

In cases where the water is sourced from local or underground water bodies, soil pollution, infectious organisms and organic material decay may cause water pollution.

Water Pollution can also be caused by defects in plumbing (where sewage or contaminated water seeps into potable water lines).

The effects of water pollution on your health can be quite severe and cause diseases like jaundice.

3. SOIL or LAND POLLUTION

Soil Pollution sources include Garbage Dumps, Hazardous Waste, Sewage Spills, Pesticides and Dumping during construction activity.

Soil Pollution degrades hygiene and exacerbates other types of pollution including air, water and olfactory pollution.

4. NOISE POLLUTION

In Urban India, Noise Pollution is one of the most serious forms of pollution which is increasing at an alarming rate.

Sources of Noise Pollution include Road Traffic Noise, Air Traffic, Rail Traffic, Industrial Noise and irritating Noise created due to ongoing Construction Work.

In India, one of the main sources of Noise Pollution is Neighbourhood Noise.

Neighbourhood Noise can be due to proximity of Religious Places which may use loudspeakers for Devotional Music or Call for Prayers or during celebrations and festivities.

Noise Pollution due to Community Noise increases during the festivals, celebrations and marriages due to cracker bursting and loud music.

Marriage Halls, Recreation Grounds, Restaurants, Eateries, Liquor Shops, Bars and Discos, Night Life Entertainment Places, Cinema Halls, Educational Institutions like Schools and Colleges and Commercial Places are sources of Neighbourhood Noise too.

Living in a “Noisy Neighbourhood” can be a continuous irritant and annoyance which can affect your mood and take a toll on your health.

If your house is near a road, airport or railway line, be prepared for perpetual noise from various annoying sounds like honking of horns, flying aircraft, passage of trains and plying of vehicles.

If your house is near or above a parking lot or a busy road intersection, be prepared for unremitting house pollution.

In India, vehicular traffic is a big source of noise pollution.

Are you prepared to live in a noisy neighbourhood?

Or do you desire to live in a calm and quiet place?

You must consider both present and future Noise Pollution while selecting your home.

Today the place may seem quiet, but as the area gets developed the noise level may increase tremendously.

Today’s quiet neighbourhood may turn into a place of chaotic cacophony.

In most cities in India, noise pollution levels in residential areas is way above the safe norm due to poor urban planning and in some areas the noise may reach hazardous levels.

Noise pollution affects both health and behaviour – noise pollution affects you physically and mentally and causes you stress and hypertension.

Noise Pollution can damage psychological health, cause annoyance and aggression, hypertension, high stress levels, tinnitus, hearing loss, sleep disturbances, and other harmful effects. Besides affecting your health and disturbing your peace of mind, Noise Pollution can seriously degrade your lifestyle.

5. ELECTROMAGNETIC POLLUTION or ELECTRO-POLLUTION

Electromagnetic Pollution or Electropollution is a relatively new form of pollution.

Electropollution occurs due to Electromagnetic Radiation (EMR) from various sources like Mobile Cell Phone Towers, Electricity (HT) Power Lines, Radar, Microwave and Various Communication Lines and Transmission Antennas that are proliferating in urban areas which create Electromagnetic Fields (EMF) around your house.

Ongoing studies indicate that Electropollution may be hazardous to health in many ways.

In the past, most transmission antennas were located outside the city limits far away from human habitation, but nowadays with the expansion of cities and due to modern wireless communication needs like mobile phones, internet and wi-fi we live in an increasingly “wired world” and have transmitters all around us.

The least you can do when you buy a house is to look around and see whether there are any Mobile Phone Transmission Towers, Transmitting Antennas or HT Power Pylons and Electricity Transmission Lines nearby.

6. THERMAL or HEAT POLLUTION

Thermal pollution is excess heat that creates undesirable effects over long periods of time. Concrete Jungles due to Urban Sprawl is a major cause of Thermal Pollution in cities. It is also caused by Heat Emitting Devices like Airconditioners, Gensets, Electrical and Electronic Devices, Power and Refrigeration Plants and Air Pollution Particulates that trap heat and Deforestation.

7. LIGHT POLLUTION

Light pollution is garish over-illumination of an area that is considered obtrusive.

Sources of Light Pollution include illuminated signs and advertisement hoardings, Malls, Mulitplexes and Night Life Entertainment Places.

At night, stand in a place and look up at the sky. If you cannot see the stars in the sky clearly, it is indicative of light pollution.

In residential areas, light pollution can degrade your quality of life and affect your sleep.

8. OLFACTORY POLLUTION

Olfactory Pollution (Foul Smell, Unpleasant Odour, Disgusting Stench and Horrible Stink) can seriously affect your quality of life.

Smell the air in your house.

Go to your balcony and breathe in the air.

Does it smell pristine and pure?

There are many sources of odious and unpleasant smells like Disgusting Stench from Sewage Lines and Sewage Treatment Plants (STP), Nauseous Smell from Vapours due to Diesel and Gas Fumes from Petrol Pumps, Vehicles and Gensets, Toxic Smelling Industrial Odours, Perpetual Stench from Garbage Bins, Waste Processing Units and Rubbish Dumps, Repulsive Stink from Gutters and Drains, Putrid Vapours from Crematoriums and Burning Debris, Foul Odours from nearby vegetable, meat and fish markets etc

Here too you must consider the futuristic situation too and see what is coming up around the property in the future as the area develops.

9. VISUAL POLLUTION

Visual Pollution includes various “eyesores” and undesirable, unattractive views which spoil the landscape.

Visual Pollution affects the aesthetic value of a place and degrades the quality of life in certain areas.

In the premium high-end segment where home buyers pay for aesthetics, visual pollution can impact property values.  

Sources of visual pollution include anything obstructing or spoiling the view from your house like neighbouring constructions and buildings, debris, neglected and incomplete structures and abandoned buildings, advertisement hoardings, power lines and mobile towers, filthy environs and repelling surrounding areas and any such other “eyesores”.

While visual pollution may not have immediate health or environmental effects, it can affect your mood due the constant eyesores around you. After all, everyone wants a “room with a view”.


BUY RATHER THAN BOOK - The Pollution Point of View Home Buying Mantra

From the pollution point of view it is always better to buy a ready-to-move-in house in a fully completed project in a built-up locality where all buildings and infrastructure are completed and ready.

Let me exemplify the above point and also tell you a bit about the various types of pollution with the help of a apocryphal hypothetical illustrative example.

“A” booked a house in a pre-launch scheme, even before construction had started.

He did this because he thought was getting the property at a lower rate.

Of course, he suffered time and cost overruns due to execution delays.

That is why they say that if you are an end-user who intends living in the house it is always better to “buy” rather than “book”.

(Booking a house in pre-launch or under-construction stage may be a good idea if you are an investor looking only for appreciation. You are never going to live in the house and you may even sell it off before it is completed if you get the profit you desire. So you won’t be bothered with factors like Pollution unless this affects the property price or rental value)

When “A” booked the house the site was pristine tranquil quiet unpolluted place with pure air and a beautiful view and verdant cultivated fields all around. It was a perfect retirement paradise not far away and quite well connected to the city.

The project was delayed due to execution delays.

Since his retirement date was fast approaching, “A” was desperate to move into his house so he took possession and moved into his new home the moment his flat was ready (luckily his flat was in the first building of the project).

He moved into his flat while construction work continued full swing in the neighbouring buildings of the project due to which he suffered air pollution due the dust and debris and noise pollution due the noisy construction machinery. 

(“A” suffered asthmatic attacks and was driven crazy by the constant irritating noise which caused him mood swings).

The municipal water line had not yet been connected (since the project was not fully complete) so water was temporarily sourced from a borewell due to which “A” was subjected to water pollution and soil pollution

(“A” got a bout of jaundice due to this and his health was affected quite badly for a few months)

A Sewage Treatment Plant (STP) was soon commissioned under his flat and poor “A” was engulfed in the foul smelling stink 24/7 (Olfactory Pollution

(“A” felt claustrophobic as he had to keep his windows closed because of this terrible stink – despite this the foul odour from the STP was all pervading)

In due course, a mobile antenna tower cropped up in the adjacent plot opposite his balcony. “A” was thus subjected to Electropollution and also to Visual Pollution since the tower was an eyesore which spoilt the beautiful view.

Later, the place would turn into a dense concrete jungle (thermal pollution).

Soon, the place would be surrounded by commercial places, entertainment joints, hotels, lounge bars, restaurants and busy roads choked with traffic (further Noise Pollution, Air Pollution, Olfactory Pollution, Visual Pollution and Light Pollution)

“A” never imagined that his “dream house” which he had contemplated as a tranquil pristine “retirement paradise” home would turn out to be such a polluted house. He had never imagined that the all-pervading pollution would affect his health and lifestyle.

So, Dear Reader, if you are an end-user who intends to live in the house you want to buy, do consider the Pollution Factor along with all the other aspects. Do take a futuristic view of pollution, and remember, at least from the pollution point of view, it is better to buy a fully completed house in a well developed locality rather than book at the pre-launch or under-construction stage.

HAPPY HOUSE HUNTING

VIKRAM KARVE
Copyright © Vikram Karve 2013
Vikram Karve has asserted his right under the Copyright, Designs and Patents Act 1988 to be identified as the author of this work. 
© vikram karve., all rights reserved.

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About Vikram Karve

A creative person with a zest for life, Vikram Karve is a retired Naval Officer turned full time writer and blogger. Educated at IIT Delhi, IIT (BHU) Varanasi, The Lawrence School Lovedale and Bishops School Pune, Vikram has published two books: COCKTAIL a collection of fiction short stories about relationships (2011) and APPETITE FOR A STROLL a book of Foodie Adventures (2008) and is currently working on his novel and a book of vignettes and an anthology of short fiction. An avid blogger, he has written a number of fiction short stories and creative non-fiction articles on a variety of topics including food, travel, philosophy, academics, technology, management, health, pet parenting, teaching stories and self help in magazines and published a large number of professional  and academic research papers in journals and edited in-house journals and magazines for many years, before the advent of blogging. Vikram has taught at a University as a Professor for 15 years and now teaches as a visiting faculty and devotes most of his time to creative writing and blogging. Vikram Karve lives in Pune India with his family and muse - his pet dog Sherry with whom he takes long walks thinking creative thoughts.

Vikram Karve Academic and Creative Writing Journal: http://karvediat.blogspot.com
Professional Profile Vikram Karve: http://www.linkedin.com/in/karve
Vikram Karve Facebook Page:  https://www.facebook.com/vikramkarve
Vikram Karve Creative Writing Blog: http://vikramkarve.sulekha.com/blog/posts.htm
Email: vikramwamankarve@gmail.com
      
© vikram karve., all rights reserved.


Friday, January 4, 2013

PIPED LPG COOKING GAS CONFUSION IN PUNE


PUNE REAL ESTATE TIPS
AVOID PIPED LPG GAS HOMES 

Two years ago, we moved into a residential complex with Piped LPG Cooking Gas Facility. It was very convenient and everything was okay till the Government announced the 6 Cylinder LPG Cylinder Cap sometime in September 2012. Suddenly everything changed and confusion started. I wrote this post below in early October 2012. Now things have gone even worse. There is so much confusion in the paperwork and the billing procedure that the LPG Supplier has discontinued supply of gas.

In Systems Engineering there is a dictum: If a System is running fine do not tinker with it. 

The LPG System was running fine. 

If the powers-that-be wanted to change the system, they could have made gradual incremental changes, but they suddenly made a huge abrupt change of enforcing the 6 LPG Cylinder Cap which has put the system in disarray and the resulting confusion is causing all sorts of harassment to the common man (aam aadmi).

I have highlighted just one problem. There are many more. I hope the government reviews its decision and restores status quo ante 

Till then, it is best to avoid Piped LPG Cooking Gas Homes, at least in Pune.

ARE YOU THINKING OF BUYING A HOUSE IN PUNE
AVOID A PROJECT WITH PIPED LPG COOKING GAS
By
VIKRAM KARVE

In recent times, many builders in Pune offer Piped LPG Cooking Gas Facility in their residential projects.

In the Piped Gas System, or Reticulated LPG System as it is called, domestic cooking gas cylinders are supplied in bulk to the “Gas Bank” of the residential housing colony and consequently to the customer’s kitchen through a pipeline network connected to the cylinder bank in the residential society premises.

This is a much more efficient, economical, safe, reliable, logistically convenient, cost-effective method of supplying cooking gas rather than each apartment having individual gas cylinders, and, most importantly, it saves precious LPG.

Obviously, buying a house in such a residential complex having piped gas costs more since the builder has to set up the infrastructure (gas banks, gas pipelines, safety valves, meters etc) and he is going to pass on the cost to the buyer. In addition, there are annual maintenance costs as well which you will have to pay the society.

I too bought a home in one such project, and I must say that, as compared to having individual cylinders in each house, I found that piped gas is extremely hassle-free and convenient and the system was running efficiently.

So, though one had to pay more for a house in a society with piped gas, at that point of time, it seemed worth it, at least in the long run. 

Hence, most consumers surrendered their earlier LPG connections and opted for the piped gas facility.

Now, due a sudden absurd change in policy by the government and oil companies, these hapless consumers have realized that they made a big mistake by switching over to piped gas.

Why?

Here are some questions and answers:

Q: If there are 300 households in a residential society using LPG Piped Gas, what are the number of Gas Connections?

A: 300

Q: With a cap of 6 subsidized cylinders per connection per year how many subsidized cylinders would the society be entitled per year?

A: 300 X 6 = 1800

You may get bewildered and dumbfounded when I tell you that, as per the government’s bizarre logic, both your answers are wrong.

Here are the “right” answers:

1. The entire housing society comprising 300 households will be treated as One Connection (though basic commonsense says that each household must be treated as one connection and 300 households rightly add up to 300 connections)

2. This means that only 6 subsidized LPG cylinders will be given to 300 consumers (instead of 1800) in one year.

Isn’t this a preposterous policy which defies logic?

Owing to this ridiculous policy, the monthly piped gas bill is going to triple (increase by 300%) since a you cannot avail of subsidized cylinders (yes, your bill will be almost three times your present bill since an unsubsidized cylinder now costs more that Rs. 900 as compared to the earlier cost of Rs. 400).

And now that LPG has been de-controlled, Oil Companies will keep raising the price of LPG frequently and your piped gas bill will soon sky-rocket and become so expensive that it will become unaffordable. 

Thus, sooner of later, you will be forced to discontinue your piped gas and revert back to your earlier individual LPG cylinder system, because if you do that, then you will be entitled to six subsidized cylinders every year. As customers start discontinuing piped gas due to exorbitantly high costs, supplying piped gas will become financially non-viable and this will lead to piped gas companies shutting down.

Instead of encouraging the use of Piped Gas which is safer, economical, logistically efficient and saves precious LPG, it is incomprehensible and baffling why the government is taking the retrograde step of forcing consumers to go back to individual cylinders.

Leave aside the efficiency, safety and convenience aspects of piped gas but just look at the wastage of time, money, effort and fuel involved in servicing individual LPG cylinders as compared to piped gas.

Instead of the gas truck coming just once a week to replenish the gas bank, the gas truck will now have to come almost every day to supply individual refill cylinders to each of the 300 households.

And, going by news reports, in the city of Pune alone, this wastage is going to replicated in over 350 residential societies which have piped gas systems.

(With each residential society having 200 – 300 households on the average, just imagine the colossal waste of diesel fuel, increase in pollution and traffic due to increased vehicular movement of gas trucks, avoidable increase in consumption of scarce LPG, compromise in safety, inconvenience to the customer and unnecessary burden of logistic effort to the distributor)

What a colossal waste due to a ludicrous decision by some incompetent “babu” sitting faraway in Delhi.

Bureaucracies tend to be stubborn and are averse to changing their decisions, however specious, absurd and illogical those decisions may be.

So you can forget about better sense prevailing on the government and oil companies.

In the circumstances, what can you do?

Simple.

Just avoid buying a house in a project fitted with a piped gas system.

Why pay extra for something you are never going to use?


Dear Reader: Are you too facing a problem because of the 6 LPG Cylinder Cap? Please comment and let us know - I look forward to your views and feedback.