Wednesday, September 26, 2012


A Notional Concept
A Story

One day, the man went to visit a colleague convalescing in hospital after heart surgery following a massive heart attack.

Fascinated by the sophisticated and luxurious facilities in the hospital he asked his friend how much it cost. 

“Over five lakhs,” the patient said.

“My God – that’s expensive. How can you afford it?”

“Medical Reimbursement,” the patient said.

“Medical Reimbursement? Does that mean that you have to pay nothing for all this?”

Of course I don’t have to pay from my own pocket – they pay everything. That’s why I joined the medical insurance scheme – you too are a member, aren’t you? So even if you have a heart surgery they will pay everything.

After he returned home, the man kept brooding and appeared to be in low spirits, so his wife asked him what was wrong.

“I’ve lost five lakhs!”

“Five lakhs? Where? How did you lose five lakhs?”

“I lost five lakhs worth of medical reimbursement just because I didn’t have a heart attack!”

Dear Reader: Close your eyes, reminisce, and calculate all the “losses” you have made in your life because you did not “avail” of things you were entitled to.

Copyright © Vikram Karve 2012
Vikram Karve has asserted his right under the Copyright, Designs and Patents Act 1988 to be identified as the author of this work.
© vikram karve., all rights reserved.

Did you like this story?
I am sure you will like the 27 fiction short stories from my recently published anthology of Short Fiction COCKTAIL 

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About Vikram Karve

A creative person with a zest for life, Vikram Karve is a retired Naval Officer turned full time writer. Educated at IIT Delhi, IIT (BHU) Varanasi, The Lawrence School Lovedale and Bishops School Pune, Vikram has published two books: COCKTAIL a collection of fiction short stories about relationships (2011) and APPETITE FOR A STROLL a book of Foodie Adventures (2008) and is currently working on his novel and a book of vignettes and short fiction. An avid blogger, he has written a number of fiction short stories, creative non-fiction articles on a variety of topics including food, travel, philosophy, academics, technology, management, health, pet parenting, teaching stories and self help in magazines and published a large number of professional research papers in journals and edited in-house journals for many years, before the advent of blogging. Vikram has taught at a University as a Professor for 15 years and now teaches as a visiting faculty and devotes most of his time to creative writing. Vikram lives in Pune India with his family and muse - his pet dog Sherry with whom he takes long walks thinking creative thoughts.

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