Saturday, March 9, 2013


A Teaching Story

One day, the man went to visit a colleague convalescing in hospital after heart surgery following a massive heart attack.

Fascinated by the sophisticated and luxurious facilities in the hospital he asked his friend how much it cost. 

“Over five lakhs,” the patient said.

“My God – that’s expensive. How can you afford it?”

“Medical Reimbursement,” the patient said.

“Medical Reimbursement? Does that mean that you have to pay nothing for all this?”

Of course I don’t have to pay from my own pocket – they pay everything. That’s why I joined the medical health insurance scheme – you too are a member, aren’t you? So even if you have a heart surgery they will pay everything.

“Really? Is it true. If I have a heart attack right here right now, will they will pay for all my treatment?” the man asked.

“Of course they will pay. You are a member of the health insurance scheme. You are entitled all medical treatment, just like me,” the patient said.

For some time, the man kept brooding and appeared to be in low spirits. 

Then he suddenly started shouting in the hospital, “I want to have a heart attack. I want to have a heart attack.

Everyone was stunned by his strange behaviour, but he continued shouting, “I want to have a heart attack. I want to have a heart attack, so they evicted him from the hospital.

Later when he had cooled down, his wife and friends asked him the reason for his crazy behaviour.

“I’ve lost five lakhs!” the man said.

“Five lakhs? Where? How did you lose five lakhs?” they all asked

“I lost five lakh rupees worth of medical reimbursement just because I didn’t have a heart attack!” 

Dear Reader:

I once told this story to a fellow naval officer who was complaining about all the notional “losses” he had incurred during his navy service just because he could not fully avail of all the so-called “benefits” due to him. 

Close your eyes, reminisce, and calculate all the “losses” you have made in your life because you did not “avail” of things you were entitled to.

To begin with, you can start thinking about life insurance ... LOL ... !!!

Have a nice weekend ...

Copyright © Vikram Karve 2013
Vikram Karve has asserted his right under the Copyright, Designs and Patents Act 1988 to be identified as the author of this work.
© vikram karve., all rights reserved.

Did you like this story?
I am sure you will like the 27 fiction short stories from my recently published anthology of Short Fiction COCKTAIL 

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About Vikram Karve

A creative person with a zest for life, Vikram Karve is a retired Naval Officer turned full time writer. Educated at IIT Delhi, IIT (BHU) Varanasi, The Lawrence School Lovedale and Bishops School Pune, Vikram has published two books: COCKTAIL a collection of fiction short stories about relationships (2011) and APPETITE FOR A STROLL a book of Foodie Adventures (2008) and is currently working on his novel and a book of vignettes and short fiction. An avid blogger, he has written a number of fiction short stories, creative non-fiction articles on a variety of topics including food, travel, philosophy, academics, technology, management, health, pet parenting, teaching stories and self help in magazines and published a large number of professional research papers in journals and edited in-house journals for many years, before the advent of blogging. Vikram has taught at a University as a Professor for 15 years and now teaches as a visiting faculty and devotes most of his time to creative writing. Vikram lives in Pune India with his family and muse - his pet dog Sherry with whom he takes long walks thinking creative thoughts.

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