Academic and Creative Writing Journal Vikram Karve

Tuesday, October 1, 2013

DIRECT BENEFIT TRANSFER (DBT) for MILITARY EX SERVICEMEN (ESM) of ARMY NAVY AIR FORCE

DIRECT BENEFIT TRANSFER (DBT) for MILITARY EX SERVICEMEN (ESM) of ARMY NAVY AIR FORCE

Incoherent Ramblings of a Retired Mind

VIKRAM KARVE

SOCIALLY RELEVANT BLOGGING

A few months ago I met a close friend, an ex shipmate and old navy buddy.

“You seem to be writing a lot after retirement,” he said.

“I like to write. In fact, a blog quite a bit now, I said.

“Yes, I know. I read your Blogs. You write fiction stories, food blogs, teaching stories, academic articles, technology, management, self help, education – you write about so many things – but I think you must do some Socially Relevant Blogging,” he said.

“Socially Relevant Blogging – what do you mean by that?” I asked, as I was quite clueless by what he meant.

“Write about some socially relevant issues,” he said.

“But I am hardly qualified to do that,” I said, “I am no social activist. I don’t have much knowledge about politics. In fact, I have spent most of my time in the Navy. And now I am just a simple ex-serviceman.”

“Why don’t you write a blog post about something socially relevant pertaining to ex-servicemen,” he said.

So, Dear Reader, here is my first “socially relevant” blog post.

I am an ex-serviceman.

So let me write something (a constructive suggestion) which I feel may be socially relevant to the large veteran community as well as those in uniform still serving the nation.

(By the way, I am still confused about the meaning of the expression “socially relevant blogging” – so, Dear Reader, please tell me whether you feel that this is a socially relevant blog post)

DIRECT BENEFIT TRANSFER (DBT)

The Government is implementing its “game changer” Direct Cash Transfer (DCT) or Direct Benefit Transfer (DBT) Scheme for beneficiaries of subsidies in food, fuel and fertilizers.

This new scheme will send money straight into the bank accounts of beneficiaries instead of them getting subsidized food grains, kerosene, LPG Cooking Gas and Fertilizer.

In addition to subsidies, Direct Cash Transfers will also be extended to other direct benefits like pension, scholarships, health-care etc

In the prevailing circumstances this concept of direct cash transfer is most laudable, and, if implemented properly, direct cash transfer will eliminate delays, plug leakages, reduce wastage and also eradicate corruption.

It will help alleviate the problems the beneficiaries now face due to red tape, bureaucratic bungling and various operational difficulties and inefficiencies involved in the physical distribution of subsidized items to remote locations all over the country.

Direct Cash Transfer will also eliminate exploitation of the common man who is now made to run from pillar to post to get his due and give great convenience to intended beneficiaries.

DIRECT BENEFIT TRANSFER (DBT) FOR EX-SERVICEMEN

I feel that this concept of Direct Benefit Transfer (DBT) can be extended to military ex servicemen of the army, navy and air force (retired soldiers, sailors and airmen).

Let me give you one example where Direct Cash Transfer in lieu of Subsidy can be easily implemented and will benefit all ex-servicemen.

CANTEEN STORES DEPARTMENT (CSD) CANTEENS

At present, after retirement, all ex-servicemen are entitled to CSD Canteen Facility (CSD stands for Canteen Stores Department) where you get consumer goods at concessional rates.

CSD Canteens were set up with the objective to provide consumer goods of high quality to the troops wherever they are, at a price cheaper than the prevailing market rates, as far as possible.

CSD canteens sell items ranging from matchboxes to cars to armed forces personnel at concessional rates.

Yes, CSD sells a wide variety of products like household provisions, kitchen appliances, alcoholic drinks, cars, and sports equipment, almost anything and everything.

As per their stated objective, CSD is meant for TROOPS serving and retired.

The word “Troops” means uniformed personnel of the army, navy and air force.

However, if you go to a CSD Canteen today, especially in a big city, you will find more civilians than troops availing facilities of CSD Canteens.

This is because, over the years, CSD Canteen facilities have been extended to all sorts of civilians.

Both for the CSD and for the civilians this is a win-win situation.

The CSD encourages this due to their greed for profit.

Civilian customers benefit by getting goods at subsidized rates meant for troops.

The only losers due to allowing subsidized CSD facilities to civilians are:

1. The government which loses revenue

2. The troops who feel demoralized and wonder why they are enduring the tough risky life of a soldier when the same facilities are available to civilians who enjoy a safe and comfortable existence.

For most ex-servicemen, this CSD facility remains only on paper.

I live in Pune, a modern city, but, after retirement, I hardly visit the CSD Canteen.

From my home in Wakad, the CSD canteen is 25 Km away in Pune Camp, and considering the terrible traffic in Pune and the high price of petrol, I feel it is not worth the trouble driving 50 kms to the CSD Canteen.

If that is my state as a retired officer with reasonable resources, you can imagine the situation of a retired soldier.

The worst affected are ex-servicemen, particularly those aged retired soldiers who live in remote villages in rural areas, and widows of soldiers.

With departmental stores, marts and malls offering groceries and consumer goods at competitive rates, as far as these items are concerned, the attraction of CSD Canteens has diminished.

The only reason why most ex-servicemen take the trouble of visiting the CSD Canteen is to collect their monthly liquor quota.

Therefore, as an illustrative example, let me suggest how Direct Benefit Transfer (DBT) can be used in lieu of monthly liquor quota for ex-servicemen.

DIRECT BENEFIT TRANSFER (DBT) IN LIEU OF LIQUOR SUBSIDY

There are many policies which are “Relics of the Raj”.

One such policy is to provide subsidized liquor at concessional rates to defence personnel, serving and retired.

Liquor is heavily subsidized in CSD Canteens.

You get this benefit only if you drink alcohol.

You do not get this benefit if you are a non-drinker.

Also, the more you drink, the more is the amount of monetary benefit.

Can someone tell me what is the logic of subsidizing liquor?

One the one hand, you subsidize drinking and encourage alcoholism.

And on the other hand, you penalize temperance and sobriety.

After you retire, this liquor subsidy is available only to those ex-servicemen who drink alcohol.

Is there any rationale in this policy of depriving non-drinkers of this subsidy?

Direct Benefit Transfer (DBT) will enable even non-drinkers to get the benefit of this subsidy, since all ex-servicemen who are entitled subsidized liquor quota will be beneficiaries for Direct Cast Transfer under this DBT scheme.

This will wean away many ex-servicemen from alcohol and save them from falling into the abyss of alcoholism in their old age.

Implementation is simple.

The subsidy component of the monthly limit can be credited by direct cash transfer to the bank account of the ex serviceman on the last day of the month (this Subsidy is provided by exemptions or concessions in Sales Tax, Value Added Tax (VAT) etc)

The precise modalities can be worked out, but, in outline, the implementation of DBT can be done as explained below.

Each ex-serviceman is entitled a certain monthly “liquor quota”.

I think it is 12 bottles a month (6 bottles of Rum and 6 Bottles of Whisky).

The “subsidy element” of this monthly liquor quota can be transferred by Direct Cash Transfer to the bank account of the beneficiary ex-serviceman at the end of the month.

Calculation of this subsidy can be standardized.

The MRP cost of a “standard” brand of liquor in the civil market is well known.

Suppose 30% liquor subsidy is being provided by the government by way of tax concessions.

The total amount of subsidy for the monthly liquor quota can be worked out and credited to the beneficiary ex-serviceman’s bank account every month by Direct Cash Transfer.

Then it is the choice of the ex-serviceman to decide what to do with the money.

If he wants, he can spend it on milk and food and other essentials.

Or if he wants, he can spend it on buying liquor from the neighbourhood liquor store or village liquor vend.

Thus, even if he wants to drink, the ex-serviceman will be spared the agony of trudging down to the distant CSD Canteen every month to collect his liquor, which is a big waste of time, money and effort.

In addition to providing relief by obviating the cumbersome need of commuting to the canteen every month, DBT will curb the illegal practice of ex-servicemen selling their liquor quota in the civil market

(Why should a non-drinker ex-serviceman be tempted to do such unethical acts and take the trouble of collecting and then selling his subsidized liquor quota to civilians when he is starts getting direct benefit by cash transfer into his bank account?)

DBT in lieu of Liquor Quota will benefit widows of ex-servicemen who lose out despite being entitled a monthly liquor quota which lapses and they lose the benefit.

There is one more point – liquor quota must be delinked from rank so that all ex-servicemen get the same benefit by Direct Cash Transfer.

I have discussed this aspect of the topsy-turvy logic of military CSD liquor quota in a recent article (Please click the link alongside to open in a new window and read afterwards: http://karvediat.blogspot.in/2013/10/does-drinking-alcohol-improve-your-olq.html )

PASSING ON CSD PROFITS TO EX-SERVICEMEN

The common perception is that CSD is purely a welfare organization and that CSD is not a profit-making organization.

This is not true.

In actual fact, the CSD is not a “no-profit no-loss” organization.

Like any other consumer retail chain, the CSD is a profit making organization.

Many CSD Unit Run Canteens (URCs) charge a sizeable profit on the goods they sell to ex-servicemen.

These canteens get their supplies at wholesale price from CSD depots and sell them at retail rates, earning for themselves on an average about 5% profit,

Though the CSD gets items at concessional rates, many CSD Canteens charge profit at 5% or sometimes even 10%.

This extra cost is borne by the ex serviceman and, in effect, this profiteering by CSD Canteens eats into the subsidy and dilutes the benefit given to the ex-servicemen by the government by way of tax exemption.

Yes, this “profiteering” by CSD Canteens eats into the subsidy and reduces the benefit given by the government to ex-servicemen.

CSD Canteens are akin to “middlemen” between the government and the beneficiaries (ex-servicemen).

Why should the CSD Canteens act as “middlemen” and profit at the expense of ex-servicemen?

Direct Benefit Transfer (DBT) will eliminate this middleman and the full benefit of tax exemption can be passed on to the beneficiary ex-serviceman.

Direct Cash Transfer (DCT) will ensure that the beneficiary ex-servicemen get their full due subsidy without any “deductions” of profits etc.

Whatever “profits” the CSD now makes will be passed on to the beneficiary ex-serviceman once DBT is implemented and CSD is kept out of the loop.

DOWNSIZING CSD BY EXTENDING DIRECT BENEFIT TRANSFER (DBT)

Once the implementation of DBT in lieu of Liquor Quota Subsidy succeeds for ex-servicemen, the same can be extended to serving personnel and later this DBT concept can be enlarged to cover all CSD goods – DBT in lieu of CSD.

The government provides CSD Tax Concession Subsidy to Uniformed Armed Forces Personnel during Active Service and after Retirement in recognition for their unique contribution in guarding the nation’s security.

This Subsidy is deservingly given because it is the uniformed servicemen of the army, navy and air force who actually fight wars, take part in combat, and who lay down their lives in battle and serve in inhospitable terrains and on the high seas on warships or guard the skies.

Soldiers risk their lives and live a tough life of hardship.

Civilians do not fight wars or suffer similar hardships or risks.

Hence, CSD Canteens were meant exclusively for active and retired members of the Armed Forces personnel.

However, if you visit a CSD canteen, especially in a big city, you will see a large number of civilians shopping there and availing of the subsidy which is meant for servicemen and ex-servicemen.

Thus the government loses revenue.

Direct Cash Transfer will ensure that only entitled persons (uniformed soldiers and ex-servicemen) get the subsidy and prevent loss of revenue due to misuse of Sales Tax and VAT Subsidy by Civilians.

Unlike in the days of the British “Raj” when cantonments were located at remote locations, nowadays most cantonments are situated near cities and towns where all consumer goods are available.

Once DBT is introduced, there will be no need for CSD Canteens in cities and these can be wound up.

Only Unit Run CSD Canteens will be required in remote field areas.

Thus, CSD can be downsized - this will increase government revenues by curtailing misuse of subsidized CSD facilities by civilians and also result in organizational savings.

But all this can come later.

For now, let us start with Direct Benefit Transfer (DBT) in lieu of Liquor Subsidy for Ex-Servicemen as a pilot case.

Once the concept is successful here, DBT can be extended to various ex-servicemen’s entitlements, facilities and welfare measures like ECHS, Grants, Scholarships etc to eliminate cumbersome paperwork and red tape.

VIKRAM KARVE

Vikram Karve has asserted his right under the Copyright, Designs and Patents Act 1988 to be identified as the author of this book review.

Disclaimer:

All stories in this blog are a work of fiction. The characters do not exist and are purely imaginary. Any resemblance to persons, living or dead, is purely coincidental.

NB:

No part of this Blog may be reproduced or utilized in any form or by any means, electronic or mechanical including photocopying or by any information storage and retrieval system, without permission in writing from the Blog Author Vikram Karve who holds the copyright.

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About Vikram Karve

A creative person with a zest for life, Vikram Karve is a retired Naval Officer turned full time writer and blogger. Educated at IIT Delhi, IIT (BHU) Varanasi, The Lawrence School Lovedale and Bishops School Pune, Vikram has published two books: COCKTAIL a collection of fiction short stories about relationships (2011) and APPETITE FOR A STROLL a book of Foodie Adventures (2008) and is currently working on his novel and a book of vignettes and an anthology of short fiction. An avid blogger, he has written a number of fiction short stories and creative non-fiction articles on a variety of topics including food, travel, philosophy, academics, technology, management, health, pet parenting, teaching stories and self help in magazines and published a large number of professional and academic research papers in journals and edited in-house journals and magazines for many years, before the advent of blogging. Vikram has taught at a University as a Professor for 15 years and now teaches as a visiting faculty and devotes most of his time to creative writing and blogging. Vikram Karve lives in Pune India with his family and muse - his pet dog Sherry with whom he takes long walks thinking creative thoughts.

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DOES DRINKING ALCOHOL IMPROVE YOUR OLQ (Officer Like Qualities) - HUMOR IN UNIFORM

HUMOUR IN UNIFORM

DOES DRINKING ALCOHOL IMPROVE YOUR OLQ (Officer Like Qualities) ?
Is there a Linkage between DRINKING PROWESS and CAREER SUCCESS ?
THE TOPSY TURVY LOGIC OF MILITARY CSD LIQUOR QUOTA
DO SUCCESSFUL PEOPLE NEED TO DRINK MORE ALCOHOL ?
Retirement Ramblings
By
VIKRAM KARVE

Disclaimer:

1. Please read this post only if you have a Sense of Humour. This is a spoof, light-hearted humor, just for a laugh. So take it with a pinch of salt and have a hearty laugh.

2. Serious humourless mentally straitjacketed “Service Minded” OG types are advised not to read this.

3. This story is a work of fiction. The characters do not exist and are purely imaginary. Any resemblance to persons, living or dead, is purely coincidental.

Here is one of my retirement musings on what I feel is an absurd interpretation and ludicrous implementation of the Rank Has Its Privileges or RHIP Concept.

I am posting it once more for you to read, enjoy and ponder over.

As I said, this is a spoof, for fun, so take it with a pinch of salt and have a laugh

Cheers ... !!!

DOES DRINKING ALCOHOL IMPROVE YOUR “OFFICER LIKE QUALITIES” (OLQ) ?

Conventional wisdom says that as you grow older you should reduce your consumption of alcohol and drink less liquor.

However, the Military Canteen Stores Department (CSD) seems to think otherwise.

The more senior you become, the more booze you are supposed to drink.

Yes, your liquor quota increases according to your rank.

I am not aware of the exact liquor quota nowadays, but in our time, junior officers got about 12 bottles of booze a month, the mid-level officers got 14 bottles a month, and senior officers got 16 bottles a month, and flag officers (Admirals) got unlimited liquor. I understand that even after retirement Generals Admirals and Air Marshals enjoy unlimited liquor entitlement.

Well, the numbers may have changed, but the logic remains the same:

Your liquor quota increases in direct proportion to your rank

Going by this topsy-turvy logic one may draw the inference that the more senior you become the more liquor you are supposed to drink.

Conversely, as a corollary, one may surmise that promotion is directly proportional to your drinking capacity or alcohol tolerance level.

The inference that can be drawn is that drinking enhances OLQ (Officer Like Qualities).

In a nutshell, this liquor quota conundrum seems to be like a vicious cycle:

1. SUCCESSFUL PEOPLE NEED TO DRINK MORE ALCOHOL

(on the premise that high rank increases the appetite for alcohol)

2. TO BE SUCCESSFUL YOU MUST DRINK MORE ALCOHOL

(on the premise that Drinking Enhances OLQ or Officer Like Qualities)

Yes, the more the booze you can put down the hatch and the more alcohol you can imbibe, the greater are your chances of promotion to higher ranks.

Ostensibly, in the Army and Navy, Career Prospects are linked to Drinking Capacity.

Your promotion depends on your drinking prowess.

It is simple: The more you drink, the higher you go

DOES AN EXCEPTION PROVE THE RULE ?

Let me now digress a bit:

AN EXCEPTION PROVES THE RULE

By the way, at least in my case, this “promotion is directly proportional to drinking capacity” theory did not hold true.

For had this premise been foolproof, then “yours truly” would surely have become an Admiral; because in my heyday, I could comfortably polish off more than half a bottle of Rum in a drinking session. Yes, I had enormous capacity to hold my drinks and I could easily drink most of the guys under the table.

Sadly, now I am a teetotaller, but during my early navy days I loved to drink and was a passionate drinker with great drinking capacity.

If career prospects indeed depended on drinking capacity, I should have certainly gone high up the promotion ladder.

But maybe, I was an exception to the rule.

And, of course, there is a saying: “ an exception proves the rule ”

ALCOHOL TOLERANCE and PROMOTION POTENTIAL

Jokes apart, I feel that this absurd logic of a “pecking order” for liquor quotas is a rather bizarre interpretation of the RANK HAS ITS PRIVILEGES (RHIP) concept.

In fact, it is a rather feudal approach.

It extends the evil of rank based discrimination to absurd limits.

Can you please tell me by what logic does an elderly ageing senior officer require to drink more alcohol than his much more younger and youthful junior?

In fact, if you ask me, it may be more prudent to give more liquor quota to young carefree bachelor officers and keep them in “high spirits” rather than facilitate senior married officers to drown their sorrows in alcohol and damage their health, besides ruining their family life.

This RHIP discrimination continues after retirement too.

This happens despite the fact that once you retire you relinquish your active service rank and become a civilian and are considered equal in status with all others.

So while you are in service, your Promotion Potential is directly linked to your Drinking Capacity (also called Alcohol Tolerance Level in medical parlance).

If you are a good drinker you will have two advantages:

1. Your drinking prowess will enable you reach high rank while in service.

2. Once you hang up your boots, it will ensure that in view of your high rank you will get a higher liquor quota even after retirement.

And now, someone tells me, even the paramilitary forces want to join the liquor quota bandwagon and are applying the same bizarre RHIP logic for determining liquor quotas and want to continue the same rank-consciousness after retirement too.

Some uninitiated civilians must be wondering what is this “liquor quota” all about?

Well, maybe some veteran can correct me, but as far as I understand, this liquor quota concept seems to be “Relic of the Raj”.

MILITARY LIQUOR QUOTA - A RELIC OF THE RAJ

The genesis of this liquor quota probably goes back to the days of the British Raj when a British Officer serving in India away from home was given a certain amount of liquor at concessional rates.

After Independence, like most rules and regulations made by the erstwhile British rulers, this concept was continued.

Yes, in many cases we continue to follow archaic “Royal” traditions in our services, some obsolete customs and traditions which even the British have done away with long ago.

One wonders whether the British Military still have a liquor quota for their servicemen and ex-servicemen.

RUM BUM LASH NAVY - BLACK TOT DAY

As far as the Royal Navy is concerned, I read somewhere that British Royal Navy has discontinued the daily “Rum Rations” given to sailors on board ships which was a centuries-old tradition from the days of the “Rum Bum Lash Navy” (or “Rum Sodomy Lash Navy”as Sir Winston Churchill is alleged to have famously quipped).

This day, 31 July 1970, the last day when Rum Rations were served to sailors, was observed as “Black Tot Day”.

Whether this “perk” of subsidized liquor is good or bad is a debatable issue.

But it is certainly an incentive to drink alcohol.

I remember that subsidized liquor (or “military rum” in popular parlance) was considered a big perk in the erstwhile days of prohibition, when drinking was not quite prevalent in civilian society and there was hardly any good quality Indian Liquor available.

But nowadays, post liberalization and globalization, the choicest of liquor is freely available all over, and since most states levy various taxes and VAT on CSD goods anyway, there is hardly any price differential between the CSD and Civil rates, so gradually a day will come when this “liquor quota” will become irrelevant.

LIQUOR QUOTA - RANK BIAS but NO GENDER BIAS

It is interesting to note that whereas there is “rank bias” in the entitlement of CSD liquor quota, there is no “gender bias” as far as booze is concerned.

In the defence services, the liquor quota is a “gender neutral” perk.

Yes, as far as drinking alcohol is concerned, lady officers of the army, navy and air force have equal opportunity to imbibe the same amount of liquor as their male counterparts in the same rank.

Women may have less alcohol tolerance levels as compared to men.

Women Officers may enjoy various gender privileges like relaxed physical standards and soft non-combat appointments.

But, as far as liquor quota is concerned, women officers enjoy the same liquor quota entitlement as their male “brother officers”.

Liquor Quota is “gender neutral”.

In the matter of booze, your gender does not matter - it is only your rank that matters.

Cheers for gender equality.

In fact, there is gender privilege in case a woman officer outranks her male colleague.

A senior female officer will get more liquor quota than a junior male officer.

That calls for a drink!

DOES DRINKING ALCOHOL IMPROVE YOUR OLQ (Officer Like Qualities)

But coming back to the moot point, I still have two sets of unanswered questions in my mind:

1. Are you supposed to drink more alcohol as you get senior?

Is there a correlation between Rank and the amount of alcohol you need to imbibe?

Do successful people need to drink more alcohol ?

Do senior officers need to drink more than their juniors ?

2. Is drinking capacity the key to career success ?

Is promotion to senior ranks dependent on your drinking prowess ?

Do you need to drink more alcohol to be successful?

Is there truth in the premise - The More You Drink The Higher You Go

Well, I know that you become “high” when you drink.

But do you go higher in your military career if you drink more?

In the military, everything depends on your OLQ (Officer Like Qualities).

So I will everything we have discussed in a nutshell:

Does drinking alcohol improve your OLQ?

Will some “veteran” be so good as to enlighten us by answering both these questions.

Till then, Cheers – enjoy your “quota” and have a drink ... !!!

VIKRAM KARVE

Vikram Karve has asserted his right under the Copyright, Designs and Patents Act 1988 to be identified as the author of this book review.

Disclaimer:

All stories in this blog are a work of fiction. The characters do not exist and are purely imaginary. Any resemblance to persons, living or dead, is purely coincidental.

Academic and Creative Writing Journal Vikram Karve

Tuesday, October 1, 2013

DIRECT BENEFIT TRANSFER (DBT) for MILITARY EX SERVICEMEN (ESM) of ARMY NAVY AIR FORCE

DOES DRINKING ALCOHOL IMPROVE YOUR OLQ (Officer Like Qualities) - HUMOR IN UNIFORM

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